College loans are an issue in the 2020 Presidential election. Borrowing easy. Repayment a back breaker.

The system will be recorded as one of history’s major rip offs. It is geared so everyone benefits except the student. Everyone consisting of the government, private lenders, and universities.

One example of the system’s abuse is the way universities handle a facet of the student borrowing experience. The more a student borrows, the more that person’s cost for an education increases.

Cato Institute economist Neal McCluskey spells it out thusly: “The basic problem is simple: Give everyone $100 to pay for higher education and colleges will raise their prices by $100, negating the value of the aid.”

Students are plagued by pay back of the loans.  Some loans in excess of $200,000. Whether $50,000 or $200,000, impossible for most.

Access to huge sums of money is required. Most post college graduation jobs pay insufficient amounts to handle repayment at any level.

Some female college students and graduates believe they have found a better way. Prostitution. By their way of thinking, a more reasonable and sophisticated approach.

On July 14, 2016, I published an article covering the “new” female repayment program. Titled: The New Prostitution. Following it is set forth in its entirety. Draw your own conclusions as to the righteousness of what is occurring.


Bernie Sanders argued for a free college education in the recent primaries. College is expensive. Tuition a back breaker. Rent a killer. Borrowing resulting in long term debt.

There is a new phenomenon in the country. It has become increasingly popular in recent years. Considered trendy.

It is referred to as the girlfriend experience. Ladies selling their bodies for a fee. The ladies generally college girls or in their 20s. The men rich.

No pimps or street corners involved. The ladies use the internet to make contact.

The ladies sell their bodies in order to pay tuition, student loans, rent and some to afford designer labels.

The girlfriend experience is the new prostitution economy.

The experience is not a meet, quick bang and thank you m’am. More is involved. The men want the perfect short term girl friend. Well groomed, cultured, classy, able to converse about anything. A lady that never brings her personal problems to the relationship.

The time involved may be an evening, a day, a weekend, a trip.

The men are older. Decidedly so. Generally 40 to 60 years. Affluent. Money no object to them.

The wages of sin are pretty good. All over the place. The price generally set forth in the site ad. Anywhere from $400 an hour to $2,000-$5,000 an evening. Some higher.

One young lady in South Africa offers herself for $42,000 an evening. She will travel anywhere. I cannot conceive what she can do for that kind of money.

The lady friend of today is the sugar baby of yesterday. The men, the sugar daddies of yesterday. Interestingly, both labels still apply.

Most arrangements last 1-3 years. A weekly meeting. A set figure in advance. Many contract for $5,000 a month. That is $60,000 a year. One hundred eighty thousand dollars over three years.

The ladies generally have 2-3 sugar daddies they provide service for during the course of a week.

The money earned astronomical. Described as an allowance.

The men seek a cultured sexual relationship with a much younger lady. The ladies view the relationship as a job. They do it for the money. No emotional entanglement involved.

The men view the women as sex objects. Whores. Beneath them. Though the ladies are treated with respect at all times.

Most of the men involved are married. They receive from the younger ladies that which their wives fail to provide.

In addition to the agreed remuneration, there are perks/incidental gifts. Extra cash, shopping sprees, jewelry, travel. Benefits of a high end easy life.

The ladies kiss. A no no in the prostitution trade. Men do not kiss the ladies and the ladies not the men. The relationship of sugar daddy/sugar baby is closer and different. The relationship more than that found in other prostitution situations. Kissing is expected and welcomed.

The parties meet via the internet. The leading site is More female subscribers than men by a 10-1 ratio. The ladies in their ads set forth their asking price. Men, their net worth.

The ladies are listed free. The men pay $44.95 per month. For an additional $1,200 paid by the man, Seeking Arrangement offers a Diamond Club. The Diamond Club verifies incomes and net worth for the ladies.

Other oft mentioned internet sites are and

The feminist movement has mixed feelings. To some, it is empowering. The ladies are entering the work force. The sex industry. Others consider it slutty.

Some maintain the ladies involved are oppressed. Many of the sugar babies have a contrary opinion. They believe those working for $7 an hour are the oppressed ones.

The business world has found a new way of not paying new or entry level employees. They call them interns and make them work for nothing. A sugar baby does not have to tolerate such an experience.

2014 found a large spike as regards the ladies. Especially in southern states. The University of Austin had the greatest growth. Two hundred twenty seven percent.

The top four universities in every area reported were Georgia State University, Kent State University, Arizona State University, and New York University. Number one was New York University.

A top ten listing of cities with the highest density of daddies showed Atlanta #1 and Austin #10.

The ladies are sometimes referred to as hidden hos. Websites such as Seeking Arrangement as convenience stores for adulterers. More dignified, a virtual brothel.

I wish to venture a personal opinion.

Prostitution is illegal in the United States, except for Nevada. Whether sexual activity constitutes a crime is dependent on the services provided. If something more than sex is provided, the acts are not viewed as prostitution. The something more such things as house cleaning or companionship. All difficult of proof.

More than 15 nations world wide have legalized prostitution. Included are New Zealand, Austria, Belgium, Columbia, Denmark, Ecuador, Germany, France and the Netherlands.

Sometime in the early 2000s, Germany legalized prostitution. The reason/excuse was to give dignity to the women. Also provide a means by which the ladies had rights, pension plans, and hospitalization coverage.

The real reason was Germany wanted to tax prostitution. They taxed it at every level of government and form of participation. Germany has made a ton of money and continues to do so.

The ladies have not benefited as anticipated. The reason being the influx of immigrants from Europe’s eastern block and North Africa. Too many new prostitutes. Prices for services rendered dropped dramatically. The old story of supply and demand.

The United States has moved swiftly in the past ten years in certain areas. Same sex marriage, transgendered  accepted in the military, marijuana legalized.

Marijuana is not yet legal in every state nor via federal law. It will be in the next 5-10 years.

I see prostitution on the same path as same sex marriage and marijuana approval. Legalization. The government will approve legalization because of the large tax dollars prostitution brings.

Legalization is coming. You can bet on it. In 10 years or less.

Enjoy your day!


  1. Montreal, Canada has escorts available openly online. Very little risk to the man or woman. From my somewhat limited experience not considered ‘legal’ yet. Google ‘Montreal escorts’.

Leave a Reply

Your email address will not be published. Required fields are marked *